Most new businesses get started out of personal savings. The amount of money you will need to start yours depends on the initial outlay of funds you'll need to get started, plus the number of months of ongoing expenses you'll want to have saved in advance to pay your business expenses before the revenue from your operations can pay for them. Typical startup expenses include such things as office furnishings, equipment needed to operate your business and your initial stock of inventory. Once the business is started, you'll have initial expenses that you'll need to pay for, such as employee salaries, rent, utilities, etc.